Mortgage Lender License Directory

STATES
AK	KY	NY
AL	LA	OH
AR	MA	OK
AZ	MD	OR
CA	ME	PA
CO	MI	RI
CT	MN	SC
DC	MO	SD
DE	MS	TN
FL	MT	TX
GA	NC	UT
HI	ND	VA
IA	NE	VT
ID	NH	WA
IL	NJ	WI
IN	NM	WV
KS	NV	WY

ST	State Agency	Mortgage Lender Licenses
AK	Alaska Division of Banking, Securities, and Corporations P.O. Box 110807 Juneau, AK 99811-0807 ph (907) 465-2521 fax (907) 465-2549	AK Mortgage Lender License Key Requirements $750 filing fee $25,000 Surety Bond
AL	Alabama State Banking Department Center for Commerce, Suite 680 401 Adams Avenue Montgomery, Alabama 36130-1201 ph (334) 242-3452 fax (334) 242-3500	AL Mortgage Lender License Key Requirements $600 filing fee $25,000 Net Worth
AR	Arkansas Securities Department Heritage West Building Suite 300 201 F. Markham Little Rock, AR 72201 ph 501-324-9260	AR Mortgage Lender License Key Requirements: $562.5 filing fee $25,000 Net Worth Audited Financials $100,000 Surety Bond
AZ	Arizona Department of Financial Institutions 2910 N. 44th Street, Suite 310 Phoenix, AZ 85018 Phone: (602) 771-2800 Fax: (602) 381-1225	AZ Mortgage Lender License Key Requirements: $2,000 filing fee $25-100k Surety Bond Fingerprint Card and Fee AZ Responsible Individual with 3 years mortgage experience, passed an exam, has AZ drivers license, and lives in AZ Physical Office Required (click for possible solution) $100-250k Net Worth Audited Financials
CA	Department of Corporations 320 West 4th Street, Suite 750 Los Angeles, CA 90013-1105 ph (213) 576-7500	CA Consumer Finance Lender License Lenders are defined in the California Finance Lenders Law as "any person engaged in the business of negotiating or performing any act as broker in connection with loans made by a Finance Lender". Lenders licensed under this law, may only broker loans to lenders possessing a valid California Finance Lenders license. Companies can apply as botth broker and lender but table funding is not permitted. This is a broad license covering commercial lending, equipment leasing, secured and unsecured consumer loans. Key requirements: $300 filing fee $25,000 Surety Bond Fingerprint Cards/Live Scan $25,000 Net Worth
CA	Department of Corporations 320 West 4th Street, Suite 750 Los Angeles, CA 90013-1105 ph (213) 576-7500	CA Banker License Key Requirements: $1,000 Application Fee $50,000 Surety Bond $250,000 Net Worth Audited Financials Fingerprint Cards/Live Scan
CO	Colorado Division of Real Estate 1560 Broadway, Suite 925 Denver, CO 80202 ph (303) 894-5953	CO Mortgage Lender License Key Requirements: $200 filing fee Fingerprint Cards and Fee $25,000 Surety Bond
CO		CO Mortgage 2nd Lender License Key Requirements: $450 filing fee $25,000 Net Worth
CT	Department of Banking Consumer Credit Division 260 Constitution Plaza Hartford, CT 06103-1800 ph (860) 240-8200 fax (860) 240-8178	CT First Mortgage Lender License Key Requirements: $900 filing fee $40,000 Surety Bond $250,000 Net Worth Loan Officer
CT		CT Secondary Mortgage Lender License Key Requirements: $800 filing fee
DC	Department of Insurance, Securities, and Banking Non-Depository Licensing Division 810 1st Street, NE, Suite 701 Washington, DC 20002 ph (202) 727-8000 fax (202) 535-1196	DC Mortgage Lender License Key Requirements: $1300 filing fee Year End Audited Financials $12,500 Surety Bond Company Credit Report Depository Institution Certification
DE	Office of the State Bank Commissioner 555 E. Loockerman Street Suite 210 Dover, DE 19901 ph (302) 739-4235 fax (302) 739-3609	DE Mortgage Loan Lender License Key Requirements: $250 filing fee $50,000 Surety Bond Company References (click for more info)
FL	Office of Financial Regulation 200 East Gaines Street Tallahassee, FL 32399-0376 ph (850) 410-9895 fax (850) 410-9882	FL Mortgage Lender License Key Requirements: $575 filing fee Fingerprint Cards and Fees Florida Education/Exam Audited Financials $250,000 Net Worth $10,000 Surety Bond
GA	Department of Banking and Finance 2990 Brandywine Road, Suite 200 Atlanta, GA 30341-5565 Phone: (770) 986-1633 or Toll Free: (888) 986-1633 Fax: (770) 986-1654	GA Lender License Key Requirements: $1250 filing fee $150,000 Surety Bond Fingerprint Cards and Fees Evidence of Education Experience Verification (see note) Credit Reports
HI	Professional and Vocational Licensing, Department of Commerce and Consumer Affairs P.O. Box 3469 Honolulu, HI 96801 ph (808) 586-3000	HI Mortgage Lender License Key Requirements: $185 filing fees $15,000 Surety Bond Loan Officers Physical Office (must conform with the permitted use under the zoning code of the county government
IA	Division of Banking 200 East Grand Ave, Suite 300 Des Moines, IA 50309 ph (515) 281-4014 fax (515) 281-4862	IA Mortgage Banker License Key Requirements: $500 filing fee $100,000 surety Bond Fingerprint Cards and Fees Company Financials (doesn’t require Audited Financials)
ID	Department of Finance 800 Park Blvd., Suite 200 Boise, ID 83712 P.O. Box 83720 Boise, ID 83720-0031 ph (208) 332-8000	ID Mortgage Lender License Key Requirements: $350 filing fee $25,000 Surety Bond $10,000 Individual Surety Bond for each Loan Originator Loan Originator Fee
IL	Division of Banks and Real Estate 500 East Monroe Street Suite 800 Springfield, IL 62701 ph (217) 782-3000	IL Residential Banker License Key Requirements: $2,700 filing fee $20,000 Surety Bond $100,000 Fidelity Bond $150,000 Net Worth Audited Financials Class/Exam Req' IL Loan Officer Exam
IN	Secretary of State Securities Division 302 W. Washington St. Room E-111 Indianapolis, IN 46204 ph (317) 232-6681 fax (317) 233-3675	IN Lender License Key Requirements: $1,100 filing fee $100,000 Surety Bond Audited Financials $100,000 Net Worth
IN		IN 2nd Lender License Key Requirements: $500 filing fee Audited Financials $100,000 Net Worth
KS	Office of the State Bank Commissioner Division of Consumer and Mortgage Lending 700 Jackson, Suite 300 Topeka, Kansas 66603 ph (785) 296-2266 fax (785) 296-0168	KS 1st Lender License Key Requirements: $400 filing fee $250,000 Surety Bond $250,000 Net Worth Audited Financials Fingerprint Cards and Fees
KS		KS 2nd Lender License Key Requirements: $400 filing fee $100,000 Surety Bond
KY	Office of Financial Institutions 1025 Capital Center Dr, Suite 200 Frankfort, KY 40601 ph (502) 573-3390 fax (502) 573-0086	KY Mortgage Lender License Key Requirements $750 filing fee $250,000 Surety Bond $100,000 Net Worth Fingerprint Cards Audited Financials $1 Million Creidt Line
LA	Office of Financial Institutions 8660 United Plaza Blvd, Second Floor Baton Rouge, LA 70809-7024 ph (225) 925-4660 fax (225) 925-4548	LA Mortgage Lender License Key Requirements $500 filing fee $50,000 Surety Bond Fingerprint Cards and Fees Loan Originator Agreement and $100 Fee Evidence of Education
MA	Division of Banks One South Station Boston, MA 02110 ph (617) 956-1500 fax (617) 956-1599	MA Mortgage Lender License Key Requirements $1215 filing fee $100k Surety Bond $200k Net Worth Audited Financials
MD	Commissioner of Financial Regulation Consumer Credit Licensing 500 North Calvert Street, Suite 402 Baltimore, MD 21202 ph (410) 230-6100 fax (410) 333-3866	MD Mortgage Lender License Key Requirements $1100 filing fee Surety Bond (bond amount depends on loan volume) Fingerprint Cards and Fees Audited Financials
ME	Department of Professional & Financial Regulation Office of Consumer Credit Regulation 35 State House Station Augusta, Maine 04333 ph (800) 332-8529 fax (207) 582-7699	ME Loan Lender License Key Requirements $500 filing fee $50,000 Surety Bond $50,000 Net Worth Loan Officers
MI	Office of Financial and Insurance Services Ottawa Building, 3rd Floor 611 W. Ottawa Lansing, MI 48933-1070 ph (517) 373-0220 fax (517) 335-4978	MI 1st Mortgage Lender License Key Requirements $950 filling fee $25,000 Net Worth $25,000 Surety Bond
MI		MI 2nd Mortgage Lender License Key Requirements $800 filling fee $25,000 Surety Bond $25,000 Net Worth
MN	Department of Commerce 85 7th Place East, Suite 500 St. Paul, MN 55101 ph (800) 657-3978 fax (651) 284-4107	MN Mortgage Lender License Key Requirements $2185 filing fee $50,000 Surety Bond $250,000 Net Worth Class/Education Req'd
MO	Division of Finance 301 W. High Street #630 Jefferson City, MO 65102 ph (573) 751-3242 fax (573) 751-9192	MO Mortgage Lender License Key Requirements $600 filing fee $20,000 Surety Bond Physical Office
MS	Office of Banking and Consumer Finance 501 N. West Street 901 Woolfolk Building Suite A Jackson, MS 39225-3729 ph (601) 359-1031 fax (601) 359-3557	MS Mortgage Company Lender License Key Requirements $851 filing fee Fingerprint Cards $150,000 Surety Bond $131 Loan Officer Fee
MT	Banking and Financial Institutions PO Box 200546 Helena, MT 59620-0546 ph (406) 841-2920	MT Mortgage Lender License Key Requirements $500 filing fee Loan Officer fee $25,000 Surety Bond Fingerprint Cards and Fees Evidence of Education
MT
NC	Commissioner of Banks 316 W. Edenton Street Raleigh, NC 27603 ph (919) 733-3016 fax (919) 733-6918 Mailing Address: 4309 Mail Service Center Raleigh, NC 27699-4309	NC Mortgage Lender License Key Requirements: $1875 filing fee $150,000 Surety Bond $100,000 Net Worth Loan Officer fee $143.50 fee LO Course and Exam Fingerprint Cards and Fees
ND	Department of Financial Institutions 2000 Schafer Street, Suite G Bismarck, ND 58501-1204 ph (701) 328-9933 fax (701) 328-9933 email: dfi@nd.gov	ND Money Lender License Key Requirements: $700 filing fee $25,000 Surety Bond
NE	Department of Banking & Finance Commerce Court 1230 'O' Street, Suite 400 Lincoln, NE 68508-1402 ph (402) 471-2171 Mailing Address: P.O. Box 95006 Lincoln, NE 68509-5006	NE Mortgage Banker License Key Requirements: $400 filing fee $100,000 Surety Bond
NH	BANKING DEPARTMENT 64b Old Suncook Road Concord, NH 03301 ph (603) 271-3561 fax (603) 271-1090 email: NHBD@banking.state.nh.us	NH Mortgage Lender License Key Requirements: $600 filing fee $20,000-100,000 Surety Bond $100,000 Net Worth Fingerprint Cards and Fees
NJ	Department of Banking and Insurance Division of Banking P.O. Box 040 Trenton, NJ 08625 ph (609) 292-7272 fax (609) 633-0822 email: blic@dobi.state.nj.us	NJ Mortgage Lender License Key Requirements: $3,000 filing fee $150,000 Surety Bond $250,000 Net Worth Audited Financials Evidence Education Loan Officers
NJ
NM	Financial Institutions Division 2550 Cerrillos Road, 3rd Floor, Santa Fe, NM 87505 ph (505) 476-4885 fax (505) 476-4670 email: FID@state.nm.us	NM Mortgage Lender Key Requirements: $400 filing fee $25,000 Surety Bond
NV	Mortgage Lending Division Carson City - Licensing Office 400 W King Street, Suite 101 Carson City, Nevada 89703 ph (775) 684-7060 fax (775) 684-7061 Las Vegas Office 3075 E. Flamingo #100 Las Vegas, Nevada 89121 ph (702) 486-0780 fax (702) 486-0785	NV Mortgage Lender License Key Requirements: $1500 filing fee Physical Office Fingerprint Cards Qualified Employee Company Financials
NY	State Banking Department One State Street New York, NY 10004-1417 ph (212) 709-5574 fax (212) 709-5555	NY Mortgage Banker License Key Requirements: $3000 filing fee $50,000 Surety Bond $250,000 Net Worth Fingerprint Cards and Fees Audited Financials
OH	Department of Commerce Division of Financial Institutions 77 South High Street, 21st Floor Columbus, OH 43215-6120 ph (614) 728-8400 email: webdfi@dfi.com.state.oh.us	OH 1st Mortgage Lender License Key Requirements: $500 filing fee Physical Office $50,000 Surety Bond Evidence of Education
OH		OH 2nd Mortgage Lender License Key Requirements: $200 filing fee $50,000 Surety Bond
OK	Department of Consumer Credit 4545 N. Lincoln Blvd, Suite 104 Oklahoma City, OK 73105-3413 ph (405) 521-3653 fax (405) 521-6740	OK Mortgage Lender License Key Requirements: $300 filing fees $5,000 Surety Bond Evidence of Education
OK
OR	Department of Consumer & Business Services 350 Winter St. NE #410 Salem, OR 97301-3881 ph (503) 378-4140 fax (503) 947-7862 Mailing Address: PO Box 14480 Salem, OR 97309-0405	OR Mortgage Lender License Key Requirements: $825 filing fee $25,000 Surety Bond Evidence of Education/Exam
PA	Department of Banking 17 N Second Street, Suite 1300 Harrisburg, PA 17101-2290 ph (717) 214-8343 toll free (800) PA-Banks fax (717) 214-8773	PA Mortgage Banker Key Requirements: $1,000 filing fee Record check and $10 fee Fingerprint Cards $250,000 Surety Bond Audited Financials $1 Million Credit Line
PA
RI	Department of Business Regulation Division of Banking 233 Richmond Street Providence, RI 02903 ph (401) 222-2246 fax (401) 222-6098 email: albert_smith@dbr.state.ri.us	RI Mortgage Lender Key Requirements: $1750 filing fee $50,000 Surety Bond $100,000 Net Worth Audited Financials 5 Year Experience
SC	Department of Consumer Affairs 3600 Forest Drive, 3rd Floor P.O. Box 5757 Columbia, SC 29250 ph (803) 734-4200 fax (803) 734-4286	SC 1st Mortgage Lender License Key Requirements: No License Requirement for 1st Mortgage Lending
SC		SC 2nd Mortgage Lender License Key Requirements: $300 filing fee $25,000 Surety Bond Audited Financials
SD	Division of Banking 217 1/2 West Missouri Pierre, SD 57501-4590 ph (605) 773-3421 fax (605) 773-5367 email: bankinfo@state.sd.us	SD Mortgage Lender License Key Requirements: $750 filing fee $25,000 Surety Bond Audited Financials
TN	Department of Financial Institutions 414 Union Street, Suite 1000 Nashville, Tennessee 37219 ph (615) 741-2236	TN Mortgage Lender License Key Requirements: $600 filing fee $200,000 Surety Bond Audited Financials Net Worth of at least $25,000
TX	Department of Savings and Mortgage Lending 2601 North Lamar Blvd. Suite 201 Austin, Texas 78705 ph (512) 475-1350 fax (512) 475-1360	TX 1st Mortgage Lender License Key Requirements: $630 filing fee $25k Net Worth Fingerprint Cards and Fees Evidence of Education Physical Office
TX		TX 2nd Mortgage Lender License Key Requirements: $340 filing fee $25k Net Worth
UT	Division of Real Estate Heber M. Wells Building, 2nd Floor 160 East 300 South Salt Lake City, UT 84111 ph (801) 530-6747 fax (801) 526-4387 Mailing Address: PO Box 146711 Salt Lake City, UT 84114-6711	UT 1st Mortgage Lender License Key Requirements: $275 filing fee Evidence of Education List of loan officers
UT	Department of Financial Institutions 324 South State Street, Suite 201 Salt Lake City, UT 84111 ph (801) 538-8830 fax (801) 538-8894	UT 2nd Mortgage Notification Key Requirements: $25 filing fee
VA	Bureau of Financial Institutions 1300 E. Main Street, Suite 800 P.O. Box 640 Richmond, Virginia 23218-0640 ph (804) 371-9657 fax (804) 371-9416	VA Mortgage Lender License Key Requirements: $1000 filing fee $50,000 Surety Bond Finger Print Cards
VT	Department of Banking, Insurance, Securities & Health Care Administration 89 Main St., Drawer 20 Montpelier, VT 05620-3101 ph (802) 828-3301 email: bankdiv@bishca.state.vt.us	VT Mortgage Lender License Key Requirements: $2100 filing fees $50,000 Surety Bond $25,000 Net Worth
WA	Department of Financial Institutions 150 Israel Rd SW Tumwater WA 98501 ph (360) 902-8700 fax (360) 586-5068 Mailing Address: PO Box 41200 Olympia WA 98504-1200	WA Mortgage Lender License Key Requirements: $1062 filing fee $400k Surety Bond Evidence of Education
WI	Department of Financial Institutions 345 W Washington Avenue Madison, WI 53703 ph (6068) 261-9555 fax (608) 261-7200	WI Mortgage Lender License Key Requirements: $1000 filing fee $300,000 Surety Bond $250,000 Net Worth Audited Financials Exam Complete Loan Originator Application
WV	Division of Banking 1900 Kanawha Blvd, East Building 3, Room #311 Charleston, WV 25305-0240 ph (304) 558-2294 fax (304) 558-0442	WV Mortgage Lender License Key Requirements: $1,250 filing $100,000 Surety Bond $10,000 Net Worth Fingerprint Cards and Fees
WY	Division of Banking Herschler Building, 3rd Floor East 122 West 25th Street Cheyenne, WY 82002 ph (307) 777-7797 fax (307) 777-3555	WY 1st Mortgage Lender License Key Requirements: $500 filing fee $25,000 Surety Bond Loan Officer
WY		WY 2nd Mortgage Lender License Key Requirements: $150 filing fee

STATES
AK	KY	NY
AL	LA	OH
AR	MA	OK
AZ	MD	OR
CA	ME	PA
CO	MI	RI
CT	MN	SC
DC	MO	SD
DE	MS	TN
FL	MT	TX
GA	NC	UT
HI	ND	VA
IA	NE	VT
ID	NH	WA
IL	NJ	WI
IN	NM	WV
KS	NV	WY

STATES
AK	KY	NY
AL	LA	OH
AR	MA	OK
AZ	MD	OR
CA	ME	PA
CO	MI	RI
CT	MN	SC
DC	MO	SD
DE	MS	TN
FL	MT	TX
GA	NC	UT
HI	ND	VA
IA	NE	VT
ID	NH	WA
IL	NJ	WI
IN	NM	WV
KS	NV	WY

Mortgage Lender License - State Directory

STATES
AK	KY	NY
AL	LA	OH
AR	MA	OK
AZ	MD	OR
CA	ME	PA
CO	MI	RI
CT	MN	SC
DC	MO	SD
DE	MS	TN
FL	MT	TX
GA	NC	UT
HI	ND	VA
IA	NE	VT
ID	NH	WA
IL	NJ	WI
IN	NM	WV
KS	NV	WY