THOMAS LAW FIRM, P.C., Dallas, Texas, is a Texas law firm concentrating in the area of licensing of mortgage companies in the 50 states. It has provided mortgage licensing services to mortgage brokers and lenders on a national basis over the last 10 years for such companies as:

Olympic Funding, Pleasanton, CA General Mortgage Corporation of America, Ft. Myers, FL 1st Metropolitan Mortgage Co., Chicago, IL Lowestloan.com Valhalla, NY Homebound Mortgage, Colchester, VT MHshopper.com Huntington Beach, CA JLM Direct Funding, Ltd., Houston TX Mobility Financial, Newsburyport, MA Fidelity & Trust Mortgage, Chevy Chase, MD Synergy Mortgage Corp., Waco, TX Savings Mortgage Inc., Philadelphia, PA Federated Home Mortgage, Inc., Alpharetta, GA First Rate Mortgage, Hollywood, FL Steward Financial, Inc, Oceanside, CA Discount Funding Associates, Inc., Centerport, NY American Internet Mortgage, Inc., San Diego, CA First Source Financial USA, Henderson, NV BSM Financial, L.P., Addison, TX Allstate Funding, Irvine, CA Loanbus, Fountain Valley, CA Reliance Mortgage Company, Dallas, TX LDI Financial, Inc., Phoenix, AZ

Znet Financial, LLC, Atlanta, GA Pinnacle Direct Funding Corporation, Orlando, FL Applied Wholesale San Diego, CA Homeowners.com, San Francisco, CA Onepipeline.com, Salt Lake City, UT imortgage.com, Phoenix, AZ Western Home Mortgage, Irvine, CA Accent Capital Company, LLC, Derby, CT First Liberty Financial Services, Dunmore, PA White Rock Mortgage, Dallas, Texas CyberOne Mortgage, Tacoma, WA The Mortgage Exchange, Oakbrook Terrace, IL Agape Home Mortgage, Aloha, OR First Capital Financial Services, Appleton, WI Exquisite Funding, Mesquite, TX Excel Mortgage Corp., Houston, TX Foley Financial, Plano, TX Entrust Financial, Dallas, TX Firstplus Financial, Dallas, TX Settlement Capital Corporation, Dallas, TX Access Mortgage & Financial Services, Inc., Cincinnati, OH

Thomas Law Firm broadened its accessibility to mortgage companies in September, 1998 when it created the Mortgage License Mall which featured its ADD-A-STATE license program.  Thomas Law Firm currently is representing over 157 mortgage companies all over the nation to obtain mortgage licenses. The majority of its clients are mortgage companies that are motivated to expand its mortgage business nationally via the Internet.  Thomas Law Firm helps them overcome the one major hurdle they face in expansion: licensing at an affordable, expedited rate.  

Twenty-four national mortgage licensing projects of 50 states are currently in progress for both mortgage brokers and mortgage lenders.  Numerous other companies are expanding into 10 or more of the major states with the assistance of Thomas Law Firm.  A principal of Thomas Law Firm, Herb Thomas, has 26 years of legal experience in real estate and mortgage lending and has continually expanded the scope of information on the Mortgage License Mall to include Mortgage Lender and Mortgage Broker Licenses (with links), Agencies (with links), Statutes (with links) along with a List of States that Require No Physical Location, States that Exempt Mortgage Companies if they are HUD approved, and a place for mortgage companies to express an interest in becoming a Netbranch candidate. Thomas Law Firm published 8 Editions of its Mortgage License Newsletter, which is enormously popular, probably because its free current national news on licensing.

Herb Thomas has been Instructor/Moderator of FOUR (4) Internet Seminars entitled "The New Home Equity Loans Amendment: In Depth and Highlights of the Texas Credit Code" and "Loan Documents for Texas Home Equity Loans" sponsored by CLE Online, Round Rock, Texas in December, 1997 and January, February and April, 1998 to over 130 attorneys and lenders.  He is a member of the Home Equity Lending Discussion Group [organized and sponsored by Mike O'Neal of Winstead, Secrest, Minick, Dallas, Texas], consisting of all the major banks, mortgage companies, mortgage and banking industry organizations, state agencies, federal agencies, title companies and law firms concerned with shaping the future of home equity lending in Texas.  He is a member of the newly-formed Consumer Finance Services Committee of the Business Law Section of the Texas Bar Association which will monitor and participate in the home equity lending developments.  He has also closed Texas home equity loans on behalf of FDIC Employees Federal Credit Union.  He is also Director of the Real Estate/Mortgage Lending Section of the Cyberspace Bar Association.  Mr. Thomas has extensive experience in licensing mortgage companies in the 50 states as mortgage bankers, mortgage lenders, regulated lenders, retail sellers, retail purchasers, sales finance companies, loan companies, mortgage brokers and supervised lenders.

Not Certified by the Texas Board of Legal Specialization

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