|
Mtg. Brokers No Physical Office Required |
Mtg. LENDERS No Physical Office Required |
Mtg. Brokers Physical Office Required |
Mtg. LENDERS Physical Office Required |
| LA | AL | SC | - |
| AK | AK | OH **** | OH [1st Mtg] |
| AR | AR | TX **** | TX [1st Mtg] **** |
| CA (CFL) | CA (CFL) | HI | HI |
| CO | CO | PA | PA |
| CT | CT | NJ **** | NJ **** |
| DC | DC | MO | MO |
| DE | DE | GA* | OK [1st Mtg]**** |
| FL **** | FL **** | WI** | WI** |
| GA* | GA* | IL*** | IL*** |
| IA | IA | KY***** | - |
| ID | ID | NV | NV |
| IL*** | IL*** | AZ **** | AZ **** |
| IN | IN | NC **** | |
| KS | KS | CA (DRE Br)**** | - |
| KY | AL | ||
| MA | MA | MT **** | |
| MD | MD | OK [1st Mtg]**** | LEGEND |
| ME | ME | *GA Mtg. Broker has physical office requirement if Applicant's home state has a physical office requirement for brokers + 4 hour Education Course | |
| MN | MN | ||
| MI | MI | ||
| WY | WY | **WI: a physical office is required unless can show $250,000 net worth and $120,000 bond | |
| MS | MT | ||
| NC **** | |||
| ND | ND | *** IL: a physical office is required unless maintains a net worth of $ 100,000, submits a certified audit and obtains a fidelity bond. | |
| NE | NE | ||
| NH | NH | **** WA, NJ, FL, OH, NC,AZ, UT, OR, TX, OK, MT, CA-DRE: Applicant Loan Officers must pass an approved examination | |
| NM | NM | ||
| NY | NY | ||
| OK | ***** KY: If Applicant has no held an out-of-state mtg brokers license for at least one year, Applicant must take 30 hours of education | ||
| OR **** | OR | ||
| RI | RI | ||
| SD | SD | ||
| TN | TN | ||
| UT **** | UT | ||
| VA | VA | ||
| VT | VT | ||
| WA**** | WA | ||
| WI** | WI** | ||
| WV | WV | ||
| MS | |||